Convenient Checking Account 

A checking account that makes life easier.
  • No monthly minimum balance fee.
  • STC CheckCard available at certain locations immediately upon account opening.
  • Free use of Somerset Trust ATMs when you use your STC CheckCard. See locations near you.
  • Access to award winning online and mobile banking, STC Anywhere.
  • eStatements - Go paperless and receive basic checks at no cost. With paper statements, only first order of basic checks is at no cost.
  • Unlimited check writing
  • Overdraft Protection available

Horizon 50 

Special benefits and services designed especially for anyone age 50 and over.
  • No monthly minimum balance fee
  • STC CheckCard available at certain locations immediately upon account opening
  • Free use of Somerset Trust ATMs when you use your STC CheckCard. See locations near you.
  • Access to STC Anywhere online and mobile banking with debit card on/off, mobile check deposits, alerts, Bill Pay, and more. Access to Money Manager - track your spending and create budgets.
  • eStatements - conveniently access your statements in STC Anywhere.
  • Basic checks at no cost
  • Unlimited check writing
  • No fee for stop payments or money orders.
  • No fee for a small Somerset Trust safe deposit box, where available
  • Ask us about Overdraft Protection options.

Student Advantage Checking 

Convenient checking for individuals in school.
  • No monthly minimum balance fee.
  • STC CheckCard available at certain locations immediately upon account opening.
  • Free use of Somerset Trust ATMs when you use your STC CheckCard. See locations near you.
  • Access to award winning online and mobile banking, STC Anywhere.
  • No fee for money orders
  • eStatements - conveniently access your statements in STC Anywhere.
  • Unlimited check writing
  • Overdraft Protection available

Interest Checking Account 

Our basic interest earning checking account.
  • STC CheckCard available at certain locations immediately upon account opening.
  • Free use of Somerset Trust ATMs when you use your STC Checkcard. See locations near you.
  • Access to award winning online and mobile banking, STC Anywhere.
  • Receive basic checks at no cost for the life of the account.
  • Unlimited check writing and check images are returned with your monthly statement.
  • Go paperless with eStatements.
  • Overdraft Protection available.

Optional Overdraft Service Policy

Click Here for the Optional Overdraft Protection Notice.

Your Deposit Account Terms and Conditions

Click Here for Terms and Conditions info.

Account Fee Schedule

Click Here for more information on account fees.

Privacy Notice

Click Here for the Privacy Notice.